A home is more than four walls and a roof. It is your refuge, oasis and kingdom. Home is where you raise your children gather for family meals and find comfort at the end of the day. Ifyou own a home, then you know that you can’t put price tag all that you represents.Homeowner insurance is designed to protect your home From The Inside Out from damage caused by a fire or fallen tree, to covering your living expenses should you be unable to use your home.